Built on Industry Experience, Driven by Relationships.
Remuda Insurance Group was founded on a simple belief: insurance works best when it’s built by people who understand the industry they serve.
From caring for animals to managing property and operations, we understand the real responsibilities behind the work. Our approach is hands-on, transparent, and relationship-driven—focused on helping clients protect what matters most.
Our Story
We started Remuda Insurance Group because we are competitors first. We ride, rope, train, haul, and manage horses in the cutting, reining, barrel, and roping arenas. Many of us also come from cattle operations, so we understand the realities of both sides of the industry. We know the risks because we live them — long days, long hauls, high-stakes horses, good cattle, and the parts of this lifestyle that don’t always fit neatly into a policy form.
Too often, equine insurance is written by people who’ve never been in the warm-up pen, backed into a trailer at midnight, or made hard decisions when something goes wrong. We built Remuda to change that.
As founders and agents, we work directly with horse owners, trainers, and operations of all sizes to build coverage that reflects how you actually compete and operate. Our focus is on clarity, continuity, and long-term protection—coverage that evolves with your program and an advisor who stays involved long after the policy is bound.
Industry-Driven Insight
We don’t just insure the equine industry—we compete in it. From cutting pens to roping boxes, reining arenas to barrel races, we understand the animals, operations, and risks because this is our world too.
Access to Competitive Carriers
We work with reputable, financially sound carriers that offer competitive pricing, strong coverage options, and proven claims service. This allows us to place coverage that aligns with your goals while maintaining long-term stability.
Clear, Straightforward Advice
Insurance shouldn’t be confusing. We provide honest, experience-backed guidance and explain coverage in plain language, so you can make informed decisions with confidence.
Coverage Built Around Your Operation
No two programs look the same. We tailor coverage to your horses, assets, hauling, and business structure—ensuring your policy reflects how you actually operate.
Why Clients Choose Remuda
Founded by lifelong competitors and professionals in the cutting, reining, barrel, roping, and cattle worlds—with decades of combined experience in the equine industry and insurance.
Built by People in the Industry
Access to financially strong, livestock and equine-focused carriers known for competitive coverage and dependable claims service.
Trusted Insurance Partners
Responsive claims assistance when it matters most, backed by carriers experienced in handling livestock and equine losses.
24/7 Claims Support
Policies tailored to your horses, livestock, assets, hauling, facilities, and business structure—no one-size-fits-all solutions.
Flexible, Customizable Coverage
Direct access to your advisor, clear communication, and ongoing support built on long-term relationships.
Responsive, Relationship-based Service
As your program grows and changes, your coverage adapts—guided by experienced advisors who understand the long game in the livestock world.
Coverage that Evolves with Your Operation
THE REMUDA TEAM
Kristen York
Equine & Livestock Insurance Specialist
Bailey Jo Lacy
Equine & Livestock Insurance Specialist
Michaela Suter
Equine & Livestock Insurance Specialist
Brooke Johnson
Equine & Livestock Insurance Specialist
Kyla Haydon
Equine & Livestock Insurance Specialist
Kristen York
Kristen York was born with the "crazy horse girl" gene- and never grew out of it. From an early desire to show horses to earning a Bachelor of Science in Equine Science from Colorado State University, her life and career have been shaped by the horse industry from the ground up.
Kristen has spent her lifetime immersed in horses as a showman, breeder, and program manager, including managing the AQHA Best of the Remuda–winning Silver Spur Ranches. Her leadership extends beyond the barn, having served on the Colorado State Equine Advisory Committee and spending six years on the NCHA Executive Committee.
An accomplished competitor in both cutting and reined cow horse, Kristen understands the demands of high-level competition firsthand. She also stands the stallion My Pistols Hott with Valley Equine, giving her a unique and practical perspective on the needs of stallion owners, breeders, elite competitors, and everyday horse owners alike.
With deep industry roots, hands-on experience, and a strong command of equine insurance, Kristen brings rare insight and credibility to every client relationship—making her not just knowledgeable, but someone people genuinely want to do business with.
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Bailey Jo Lacy
Bailey Lacy was born and raised in Augusta, Kansas, and earned her bachelor’s degree in Animal Science with a certificate in Equine Science from Kansas State University. She grew up competing in the cutting horse industry, where she developed a strong foundation in performance horses. During her time at K-State, Bailey discovered a passion for the equine reproductive industry, which led her to accept a breeding internship at the 6666 Ranch in Guthrie, Texas, where she gained valuable hands-on experience and industry knowledge.
In September 2019, Bailey relocated to Stephenville, Texas, to join Brazos Valley Stallion Station, where she served as the Processing Lab Manager. She has been a licensed insurance agent since 2022 and is proud to be part of Remuda Insurance Group. Bailey is enthusiastic about the future of the company and is dedicated to using her extensive equine industry experience to serve horse owners and ranchers with professionalism and integrity.
Outside of work, Bailey enjoys showing her working cow horse, spending time with family, and supporting her husband in his farrier career.
Michaela Suter
Michaela’s career has been shaped by a lifelong involvement in agriculture and the livestock industry. Originally from the mountains of Colorado, she later moved to Laramie, Wyoming, to earn degrees in Agricultural Business and Agricultural Communications from the University of Wyoming, where she showed cattle and fully immersed herself in the livestock world. Go Pokes!
After college, Michaela began her career at Billings Livestock Commission, coordinating horse and cattle sales and helping expand the company’s online horse sale platform under the guidance of her mentor, Jann Parker. Working closely with horses and their owners gave her a firsthand understanding of equine value, risk, and the importance of having the right protection in place.
Michaela transitioned into equine insurance in 2024 and is excited to be part of Remuda Insurance Group, an agency built on deep industry experience and a commitment to exceptional service. Based in Huntley, Montana, she works directly with horse owners, breeders, and ranchers to provide clear, tailored coverage.
Michaela is always willing to go the extra mile for her insureds and takes pride in delivering customer service that builds long-term trust. Outside of work, she remains active in the show cattle world with Sokoloski Shorthorns and enjoys spending time outdoors with her dog, Lucy May.
Brooke Johnson
My story began in sunny New Mexico and Florida, but for the past 13 years, I’ve proudly called Weatherford, TX my home. My passion for roping began at a young age, leading me to earn a breakaway roping scholarship at New Mexico State University and later graduating with a Bachelor’s in Business and Marketing from Colorado Tech.
Growing up in the roping pen and spending countless hours on horseback has shaped my deep love for the equine world. Today, I balance my time between competing, training, and sharing this passion with my amazing daughter, Bristol Sage, my husband Jase, and my two bonus kids, Jhett and Tenley.
Over the last two and a half years, my client network has grown into a family for me. What I treasure most about my work is not just finding the best coverage for your equine needs but building meaningful friendships along the way.
Whether you’re new to equine insurance or considering exploring your options, I’m here to help! Let’s chat about how I can assist you in understanding your coverage options and policy details, ensuring you make the best decision for you and your equine athletes.
𝐑𝐞𝐚𝐜𝐡 𝐨𝐮𝐭 𝐭𝐨𝐝𝐚𝐲—𝐈 𝐜𝐚𝐧’𝐭 𝐰𝐚𝐢𝐭 𝐭𝐨 𝐜𝐨𝐧𝐧𝐞𝐜𝐭 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮!
Kyla Haydon
Kyla Haydon is a proud Texas native whose lifelong passion for horses and the ranching lifestyle has defined both her personal life and professional path. She earned both her Bachelor's and Master's degrees from Texas A&M University, where she was an active member of the TAMU Stock Horse Team. It was during her time there that she met her husband, Zach. The couple now calls Canyon, Texas, home, where they remain deeply engaged in the equine world, raising their daughter, Kinzley, and compete in Reined Cow Horse and Ranch Horse Versatility events.
Before becoming an insurance agent in 2022, she built an extensive career in the horse industry, including roles as an equine breeding manager and a color genetics specialist with the American Quarter Horse Association.
Drawing from her firsthand involvement in equine and ranching communities, Kyla deeply understands the distinct needs of horse owners and ranchers. She is dedicated to serving clients who share her way of life—from weekend show enthusiasts to full-time ranch operators—providing them with an insurance partner who genuinely understands their world and can offer tailored, knowledgeable support.
